Personal loans Good Finance are available in different forms. A personal loan Good Finance is the framework loan, which is supposed to replace an overdraft loan inexpensively. However, while over 11% interest is partially charged for an overdraft facility, only an effective annual interest of 6.74% (6.95% effective) is charged.
The amount not used is subject to interest rate changes by the ECB. A framework loan of between USD 5,000 and USD 25,000 can be taken out at Good Finance. The interest-only applies to the amount actually called up. The credit decision is made quickly and there are no additional costs.
Borrower opts for a Good Finance personal loan
Good Finance does not charge a processing fee, account management and statements are free of charge and special repayments are also possible. If the borrower opts for a Good Finance personal loan in the form of an installment loan with Good Finance, the interest rate is currently 5.79% (5.95% effective) annually.
The borrower can choose a loan amount between USD 5,000 and USD 50,000. The duration can be chosen freely between 12 and 84 months. Special repayments are also possible here at any time. The applicant does not have to reckon with additional costs (e.g. for processing, account management, account statements). As a service, Good Finance offers runtime and financing calculators.
Personal loan for vehicle purchases
If the applicant is interested in purchasing a car, he can take out the Good Finance personal loan like a car loan. Here too, the applicant can choose between an amount of USD 5,000 and USD 50,000.
The term is between 24 months and 84 months. The loan can also be taken out without a down payment. The interest rate is 5.41% per year (5.45% effective). If the vehicle is purchased in cash, additional discounts can be given. Special repayments can also be made with this loan variant. No other costs are foreseen.
Personal loan for your own four walls
For real estate owners and those who will in the future, the Good Finance personal loan is ideal as a residential loan. This loan is particularly suitable for property owners who want to renovate or modernize their home, or who want to renovate their home and heating in an energy-efficient manner.
But also for those who want to buy new furniture or redesign their garden. The term of this loan variant is 24 months to 84 months with an interest rate of 5.70% per year (5.85% effective). Special repayments are also possible for housing loans and no additional costs are charged.
* Why not put some more money in your account for your extra needs or as a financial buffer.
- Start your credit request now (this does not result in a contract).
- After checking your request, the money will be in your account after 4 days.
- All you have to do is accept our offer. If not, then not. No catch, no upfront costs.